Archive for November, 2006

Closing Costs

Closing costs add considerably to the cost of purchasing a home and as a general rule can run 5% of the purchase price.   Ideally the buyer wants the seller to pay and the seller wants to get the most out of the sale that is why having a REALTOR(R) working for you can save you money.  Negotiating [...]

Debt on the rise

“Generation Debt” the term coined for the 22-29 age group is finding that the lack of their financial eduction has created a tremendous burden in their lives.  The problem is serious and the solution for them will prove difficult.   The lack of financial education is about to change as Marlboro County Schools now provide financial classroom [...]

Affordable Housing

Marlboro County has some of the most affordable housing in the State of South Carolina with the average home price being well below other booming markets.  Prices for homes in our area are trending upward which will likely cause home buyers coming in the market the first of the year some financial pain. 
Another difficulty in [...]

Tax Bills Delayed

Marlboro County tax bills, normally sent in October, should be arriving in your mail soon.  The delays are likely caused due to reassessment this year.  New Homeowners who purchased this year, need to contact the tax assessor to get their bills as they will likely be sent to the former owner of record.

South Carolina’s Governor was sent home today to get his identification as he attempted to exercise his right to vote.  Apparently he was not recognized by poll workers or was it the poll watchers who prevailed in our Governor not being allowed to cast his vote until he provided proper identification?  My guess is the later.  [...]

3rd Quarter Home sales increase in the Pee Dee

Sales on the Coast are cooling but the Pee Dee region leads the State in growth according to the third quarter report from the MLS data from the South Carolina Association of REALTORS(R).  That’s good news for the Pee Dee area which had a 12.26% increase in home sales over July thru September last year.

Each year consumers are entitled to recieve a free copy of the credit report.  You can obtain your free copy annually and make sure it is accurate.  Any errors in the report need to be corrected immediately by contacting the reporting agencies.
This is especially important now that identity theft is on the rise.   In addition, if [...]

Shopping for Money

You shop for your home, and other items but have you shopped for your lender?  Your lender will dictate the terms of your mortgage and not all are created equal.  Banks and Mortgage Brokers are in the loan business and shopping lenders can save you money.
Make sure you know where the best terms for ‘you’ before [...]

Avoiding Foreclosure

The current economic climate in Marlboro County can prove difficult for families affected by recent layoffs.  With our unemployment rate at 10.2% finding employment may not be easy.  It is  imperative that lenders be contacted before they contact you if you are unable to make full payments or if payments will be delayed. 
Lenders can offer several options to homeowners [...]